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Insurance Coverage & Risk

Insurance Coverage Lawyers Serving New York

Insurance Coverage Counsel to Plaintiff’s, Policyholder’s, and the Profession

Insurance Coverage Lawyers Serving New York

Insurance Coverage Counsel to Plaintiff’s, Policyholder’s, and the Profession

Representing individuals and businesses in all aspects of insurance coverage, personal injury, wrongful death and property damage. Experience representing clients in all facets of Insurance Coverage litigation. 

Helping countless clients and fellow attorneys, faced with insurance coverage issues, navigate the often-complex landscape of insurance in the areas of motor vehicle accidents, slip and falls, construction accidents, business owners insurance, homeowners’ insurance, life insurance, disability insurance and

day-to-day consultancy to business clients in areas of risk management, contracts, leases, and the critical interplay of insurance coverage with those matters.   

At Smiley & Smiley, LLP we focus on assisting plaintiff’s and policyholders, including individuals, businesses and the legal profession who require assistance with insurance coverage denials and disclaimers which often obstruct proper recovery by a plaintiff or protection of a policyholder faced with a claim.

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FRONT-END-PRE-LITIGATION SERVICES

RISK ASSESSMENT AND ANALYSIS

FRONT-END-PRE-LITIGATION SERVICES

RISK ASSESSMENT AND ANALYSIS

CLAIMS MANAGEMENT AND NEGOTIATION

Assistance with the preparation, submission, and negotiation of insurance claims.

CONTRACT AND LEASE REVIEW

Review of contracts, subcontracts and leases to assure compliance with the insurance company requirements and inclusion of the proper indemnification and insurance procurement language.

INSURANCE POLICY REVIEW

  • Review of pertinent insurance policies upon renewal each year to evaluate risk protection.
  • Review the insurance policies of contractors, vendors and lessees to assure compliance with insurance carrier requirements and proper risk transfer.

RISK ASSESSMENT AND ANALYSIS

  • Evaluation of business operations to identify risk and recommend strategies to mitigate potential exposures through contractual indemnification and insurance.
  • Working with insurance policyholders to secure the proper insurance.
  • Risk Transfer Solutions- Structuring and negotiating risk transfer mechanisms, including insurance, contracts, indemnity, and hold harmless agreements.
  • Contractual Risk Allocation- Reviewing and drafting contract provisions to ensure appropriate allocation of risk, including indemnity clauses and insurance requirements.

LITIGATION SERVICES

  • Legal representation in disputes between policyholders and insurers, including litigation, arbitration, and mediation.
  • Liaison with and monitoring of insurance defense counsel in tort litigation.
  • Evaluating and Challenging disclaimers of insurance and reservations of rights.

CONTACT US NOW

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15 Minute Zoom

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Contact Info

Email: [email protected]
Phone: 212-986-2022 x105

As one of the country’s pre-eminent personal injury law firms, Smiley & Smiley LLP has recovered hundreds of millions of dollars in combined compensation for clients since its founding more than 57 years ago.

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  • Review the insurance policies of contractors, vendors and lessees to assure compliance with insurance carrier requirements and proper risk transfer.

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Office Hours 9:00 AM to 5:30

Available 24/7 to our clients

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    A podcast for lawyers and aspiring lawyers hosted by Andrew J. Smiley, Esq. This podcast is accredited by the NY State Academy of Trial Lawyers.

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    Recent Episodes
    • Federal Court Confidence: Successfully Litigating Personal Injury Cases – Part 2: Depositions in Federal Court May 13, 2025
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    • CLE: Who’s on the Hook? Part 4: Litigation and Insurance Issues in SUM Cases January 22, 2025
    • CLE: Who’s on the Hook? Part 3: Litigation and Insurance Issues in Premises Liability Cases December 17, 2024
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